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A example of a Hoax or Scam that I have personally seen or had to deal with in my life is getting messages from people acting like it is from my bank. This has happened to me a couple of times in my life but each time I knew it was a scam and just ignored it or blocked the number. The person was trying to get my credit card information so they can most likely use the card for their own purposes. It was executed pretty well as you might not know it is a scam because sometimes your bank might text or call you in the same way that the scams do. These things usually work in this day and age because you never know so it is just better to be cautious. I determined that this was fake because it was over text and I just feel like the bank would’ve called me if they needed this information so it just gave me a bad feeling so I took the cautious approach. It is always better to be safe than sorry when dealing with situations like this one.

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